Discover Home Loans with CLN Financial Services
Welcome to CLN Financial Services, your trusted partner in achieving homeownership. We offer a comprehensive range of home loan solutions tailored to your unique needs and financial aspirations. Whether you’re purchasing your first home, refinancing, or upgrading, our dedicated team is here to support you every step of the way.
Why Choose CLN Financial Services?
- Customised Solutions: Our experts personalise loan packages to fit your individual circumstances, ensuring you receive the best terms available.
- Competitive Rates: Benefit from our competitive interest rates and favourable loan terms, designed to save you money over the life of your mortgage.
- Expert Guidance: Receive clear, expert advice from our experienced mortgage advisors, making informed decisions about your home financing effortless.
- Efficient Process: We streamline the application and approval process, minimising paperwork and saving you valuable time.
Explore Our Range of Loan Products
- Fixed Rate Mortgages: Enjoy stability with a fixed interest rate throughout your loan term, offering predictability and peace of mind.
- Variable Rate Mortgages: Take advantage of lower initial rates with the flexibility to adjust as market conditions change.
- First Home Owners: Designed for first-time buyers or those with less-than-perfect credit, featuring low deposit options.
What to bring to your appointment:
- In preparation
for your appointment, you should organise the following:
At your appointment Craig will ask you a number of questions
that may include, are you purchasing or re-financing? Are you a first home
buyer or have you owned property before? He will ask you about your wages,
financial and personal situation.
·
Identification documents -Drivers licence (both
sides), Medicare card/s, marriage certificate and either a birth certificate or
passport for each applicant.
·
3 months of bank statements that shows your pay
being deposited into.
·
Current rates notices (if refinancing).
·
Any liabilities such as credit card, after pay,
or personal loan statements for the past 3 months.
·
Rough list of assets for example motor vehicle (make
model and value), superannuation balances, caravan, or other substantial asset
and its value.
·
Rough list of expenses for the month, i.e.:
groceries, media streaming, phone, utilities, entertainment.
· Notice of assessment 2024 or tax return 2024 (with tax file number hidden).
Depending on your situation, Craig may ask for more information.
Contact Us Today
Ready to turn your homeownership dreams into reality? Contact CLN Financial Services at 03 9728 1436 to speak with a mortgage specialist or begin your application online. We’re committed to guiding you through a smooth and successful home buying journey.